Lower Monthly Payments With Auto Refinancing

Car loan refinancing allows you to reduce your monthly payment, lower the amount of interest paid, or a combination of both. With CarFinance.com, you can start the process with our quick, online application.

Apply for refinancing today!

Facts You Should Think About For Your Application

Will I Qualify?

As long as you have been paying your current car loan and other payments on time, you can be approved for refinancing. At CarFinance.com we specialize in all credit situations, from bad credit to stronger credit profiles, so don’t hesitate to apply today!

What documents do I need to apply?

Just like your previous loan application, it is important for you to have proof of income or employment, proof of residence, proof of insurance and proof of identity. Additionally, you will want handy all the details of your car, like its Vehicle Identification Number (VIN), how many miles it has, options and its current condition.

Will my car Qualify?

If your car has less than 100,000 miles on it, is no older than 8 model years, and is used for personal or family use, then you're likely to qualify for an auto refinance loan with CarFinance.com

Is your outstanding loan balance more than $10,000?

Refinancing car loans when your balance is over $10,000 will yield the best savings. If your current loan is less than $10,000, many lenders will not consider a refinance offer.

Do you intend to keep your financed vehicle for at least another 3 years?

The longer you plan to keep your car, the more benefits you will receive from a refinanced car loan.

Do you understand the terms and details of your current car loan?

By terms, we are referring to the monthly payment, interest rate, and your payoff amount. It’s important to know the details of your current car loan so you can compare them to a refinance loan offer.

How to Easily Refinance Your Current Car Loan

Complete our easy online loan application.

If approved, receive an email with an offer.

Submit your documents online to CarFinance.com

CarFinance.com pays off your existing loan.

Apply Today!