Auto Loans for Below Prime Credit from specializes in helping customers with below prime credit finance their next vehicle purchase. We’re proud to have financed tens of thousands of customers in the past three years, and we approve new customers every day. Regardless of a less-than-perfect credit score, our main goal is to help you find the right loan.

Apply with us today and experience how convenient and easy getting an auto loan can be with our virtually paperless loan process.

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Why our car loans are the best choice for you:

  1. If you have less than perfect credit, we want you to apply.   Our easy online loan application will quickly get you started, and you will receive a loan decision in minutes.  Your personal information is kept safe, private and secure.
  2. You will enjoy a no-cost application process.  At, we process your application without fees or hidden extra costs to you. There is no risk in applying, so don’t miss this opportunity to enjoy a hassle-free auto loan process with us.
  3. Online, paperless and fast approvals.  Following our quick loan decision, the entire process can be completed directly with us, virtually paperless, from the comfort of your home. enables you to walk into the dealership with your financing in place and be confident you can secure a better deal by negotiating price as if you were a “cash buyer.”

Apply online today to start your fast approval process.

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Below Prime Auto Loan Facts
  • You can get pre-approved with us with below prime credit, and won’t need to provide a large down payment.
  • You could qualify for financing at loan even if you’ve only been at the same job for at least 6 months.
  • You can finance new or used vehicles with; the average amount we finance is just over $20,000.
  • Longer term loans up to 72 months are available if you need to budget for a lower monthly car payment.

Vehicle Qualifications

We finance a broad range of cars within the following guidelines:

  • Passenger vehicle or light duty truck
  • 2006 model year or newer
  • Under 100,000 miles
  • Personal, family or household use
  • Must be purchased at a new car dealership that can also sell used cars