Auto Loans for Below Prime Credit

CarFinance.com specializes in helping customers with below prime credit finance their next vehicle purchase. We’re proud to have financed tens of thousands of customers in the past three years, and we approve new customers every day. Regardless of a less-than-perfect credit score, our main goal is to help you find the right loan.

Apply for a car loan Today!

No-Cost Application

We process your application without fees or hidden extra costs to you. There is no risk in applying, so don’t miss this opportunity to enjoy a hassle-free auto loan process with us.

Apply for a car loan Today!

Online Approval in Minutes

Following our quick loan decision, the entire process can be completed directly with us from the comfort of your home using our online tools. CarFinance.com enables you to walk into the dealership with your financing in place and be confident you can secure a better deal by negotiating price as if you were a “cash buyer.”

Below Prime Credit Auto Loan Facts

Credit Decision

Apply with CarFinance.com and receive a decision in minutes. Our loan options often won't require a down payment.

EASY QUALIFICATION

You could qualify for financing at CarFinance.com even if you’ve only been at the same job for at least 6 months.

VEHICLE FINANCING

You can finance new or used vehicles with CarFinance.com; the average amount we finance is just over $20,000.

LONG-TERM AVAILIBILITY

Longer term loans up to 72 months are available if you need to budget for a lower monthly car payment.