About Us

We Want You To Drive Away Happy

CarFinance.com is an online automotive lending and car buying experience. We offer excellent refinance and purchase loan options for all types of credit, and our loan approval process is quick, easy and secure so you can drive away happy.

Founded in 2011, and now managed by Flagship Credit Acceptance, we empower consumers to get a loan decision in less than 30 minutes by applying online during business hours. There are no fees. Consumers can lower their monthly payments by refinancing their current auto loan or remove financial uncertainty prior to visiting the dealership by securing a vehicle purchase loan.

We’re here to help. Our team of dedicated automotive lending professionals are available to answer your questions throughout the loan approval process. We’ll assist you by providing the tools and resources you need to secure our best available financing deal.

Our Core Values

At CarFinance.com, we are constantly adapting and innovating our processes and products to respond to technology and industry changes, but at our core, our values remain unchanged.

We pride ourselves in doing the right thing through our core values of Integrity, Discipline, Continuous Improvement, Passion, Trust, and Respect. In doing so, we will deliver a competitive product and provide excellent service.

Our Leadership Team

CarFinance has brought together an experienced leadership team with expertise across automotive, technology and finance.

Craig Hewitt


Craig is passionate about improving upon the status quo and exceeding customer expectations. Prior to CarFinance.com, he held leadership roles with Capital One Auto Finance and General Motors Financial.

Doug Nottage


Doug is an expert in scalable, fast-growth, digital automotive and fintech products with an insatiable passion for making it easier for consumers to undertake complex processes. Over 20 years developing patented business processes and disruptive industry platforms has allowed Doug to shake up the automotive technology and fintech industries.

Nick Heinz


Nick is committed to delivering an exceptional experience by putting the customer at the center of everything we do. He has nearly 20 years of experience in the auto and equipment finance industries including leadership roles with General Motors Financial and Kubota Credit Corporation.