Simple Online Car Loans

Get the right car loan for your unique situation. We help make your auto financing options and car buying experience simple for all types of credit situations. Easily apply online and get a decision in minutes. We process your application without fees or hidden extra costs to you.

Get Approved Before You Shop

Know your financing options before going to the dealership so you drive away happy in a vehicle that meets your preference and your budget. Getting approved in advance helps you focus on the car and not the financing.

Submit Documents

Following our quick loan decision, you'll be able to submit any required documents with our easy to use online tools. Complete the entire car loan process directly online from the comfort of your home and on your own time before going to the dealership.

Ready to shop

Once your loan approval is complete, you’ll receive a Purchase Certificate that will make you like a “cash-buyer” so that you can enjoy a seamless car buying experience. You’ll be confident in getting the car that you want at the dealership.

CarFinance Program Advantages

All Types of Credit Welcome

You could qualify for financing at CarFinance even if you have less than perfect credit.

Quick Credit Decision

Apply with CarFinance and receive a credit decision in less than thirty minutes during business hours.

Locked-In Loan Terms

You’ll know the APR, monthly payment, and loan term before you shop for your next car.

Shop at any Eligible Dealer

Take your Purchase Certificate to any franchised dealer in your area. The car loan can be completed electronically with us right from the dealer so you can drive away happy.

Apply Today
"We highly recommend CarFinance for any car financing needs."
CarFinance was very easy to work with. We got a great rate and low, low car payment. They are highly recommended.
- A. Reed | Satisfied Customer