Simple Online Car Loans

Our goal is to help you find the right car loan for your unique situation. We are proud to have helped tens of thousands of customers with car financing, even those with bad credit. We look forward to serving you.

Get Approved Before You Shop

Taking the time to arrange your financing before going to the dealer will let you know exactly how much you can spend. We process your application without fees or hidden extra costs to you.

Submit Documents

Following our quick loan decision, you'll be able to submit any required documents with our easy to use online tools. Complete the entire loan approval process directly with us from the comfort of your home.

Ready to shop

Once your loan approval is complete, you will be able to walk into the dealership with your car loan financing in place, confident you can secure a better deal by negotiating the price as if you were a “cash buyer.” Program Advantages

Bad Credit Welcomed

You could qualify for financing at even if you have less than perfect credit.

Quick Credit Decision

Apply with and receive a credit decision in less than an hour.

Locked-In Loan Terms

You’ll know the APR, monthly payment and loan term before you go shopping for your next car.

Shop at any Eligible Dealer

Take your funding certificate to any franchised dealer in your area. The loan verification process can be completed electronically with us right from the dealer.

Apply Today
“We highly recommend for any car financing needs.”
CarFinance was very easy to work with. We got a great rate and low, low car payment. They are highly recommended.
- A. Reed | Satisfied Customer